UChoose Debit Rewards Program

Start Earning rewards for travel, gift cards, and more

There are so many reasons to say, “That’s MY bank!” Now there are reasons to say, “that’s from my bank!” At First National Bank of Waterloo, you can earn even more rewards with your FNB Debit Mastercard®. With our UChoose Enhanced Debit Rewards Program, you earn one point for every $2.00 spent when you run your card as a credit-based transaction.


UEarn then UChoose

Once you’ve earned UChoose Reward points, you can redeem them for a variety of rewards. It’s your choice! Redeem points on:

  • Merchandise
  • Gift Cards
  • Travel
  • Activities
  • Events
  • And even cash back!

Get Started and Get Earning

Registering for UChoose is easy. Visit the UChoose homepage to get started and to redeem your points.

  • Click Register
  • Enter 16-digit card number
  • Hit ‘Next
  • Enter full name as it appears on card
  • Enter Zip code
  • Hit ‘Next
  • Read terms and conditions.
  • Accept and Submit


Once you’re registered, you’re ready to redeem your points and search for gift cards, merchandise, and more!

For additional questions and support, call us at (618) 939-6194 or (888) 231-3165 or stop by any of our 13 locations.

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