Millstadt Banking Center
First National Bank of Waterloo has been a lending leader in southern Illinois communities since 1912. Our team of experts helps businesses flourish and residents’ dreams come true through our many lending solutions. As a community bank, that’s our goal, and our customer-focused approach has set a standard for banking in the area.
Our Millstadt Banking Center is located at 645 East Washington Street. It provides all of the services you would expect from a community bank. An ATM is also located at the banking center for your convenience.
Visit us in person to experience firsthand what a hometown bank is all about. Or, call us at 618.281.9194. We are here to help with any of your banking needs.
Lobby Hours
8:30am – 4:30pm – Monday to Thursday
8:30am – 6:00pm – Friday
8:30am – Noon – Saturday
Drive-Up Hours
7:30am – 5:00pm – Monday to Wednesday
7:30am – 5:30pm – Thursday
7:30am – 6:00pm – Friday
7:30am – Noon – Saturday
Encouraging Words from Our Patrons
“By far the best and easiest bank to work with! We bank with multiple banks as a business owner and highly recommend 1st National Bank of Waterloo! Dan Spickard and Russ Thomas are phenomenal as well as many others that I see weekly!” ~ Adam L.
“When I first moved to Waterloo your bank was the one who gave me my first home loan. I was very thankful for the great service I received.” – Melissa R.
“I enjoy the free checking and online billpay that they offer. My old bank charged for the online billpay so that’s a huge plus.” – Dan P.
“I knew some of the staff there prior to joining and I’m glad I did join,.. We are extremely happy with the FNB Waterloo and would never switch to anywhere else” – Molly L.
