|9 Month||2.90%||5.352%||Interest Only|
Construction loan rates quoted are for owner-occupied residences, including a minimum 20% down payment/equity position. Higher rates may be applicable for lesser down payment/equity position loans. Annual Percentage Rate (APR) based on representative $155,000 construction loan amount based on a 9 month loan term and includes common and customary closing costs. Please consult one of our Loan Officers for specific details.
Current Fixed Rate Mortgage Rates
The above rates require prior FNMA Underwriting Approval for owner-occupied homes, including a minimum 20% downpayment/equity position and a loan balance of $185,000 or greater. Higher rates may be applicable for lower loan amounts, cash out refinance, low credit score and higher loan to value ratios. Rates and payments are not guaranteed until lock-in and are subject to change based on possible market fluctuations. Additional rates and programs are available up to 95% of value. The above monthly payments are based on a loan amount of $185,000, with a minimum of 20% downpayment/equity position and do not include taxes and insurance premiums so the actual payment obligation will be greater. Please consult one of our Loan Officers for specific details.
Current Adjustable Rate Mortgage (ARM) Rates
|1 Year ARM||3.50%||3.185%||$831.02|
|3 Year ARM||3.750%||3.393%||$857.07|
ARM rates quoted are for owner-occupied residences, including a minimum 20% down payment/equity position. Higher rates may be applicable for lesser downpayment loans. Annual Percentage Rate (APR) based on representative $185,000 loan amount with a 30 year amortization and includes common and customary closing costs. Use our Financial Calculators for other terms. Additional rates and programs are available up to 95% of value. Please consult one of our Loan Officers for specific details.
Rates are accurate as May 29, 2020. | More Info
|48 months or less||4.000%||4.165%||$338.66|
*APR=Annual Percentage Rate. The above APR’s and payments are based on a $15,000 loan example and may be different based on your loan amount and term. Cars and pick-up trucks require 10% down payment.
|2018-2019||48 months or less||4.500%||4.750%||$228.02|
|2016-2017||36 months maximum||5.250%||5.579%||$300.80|
|2015||30-36 months maximum||5.500%||5.888%||$357.49|
|2014 or older||24 months maximum||6.000%||6.479%||$443.14|
*APR=Annual Percentage Rate. The above APR’s and payments are based on a $10,000 loan example and may be different based on your loan amount, term and model year. Used vehicle loans require 20% down payment.
Rates are accurate as of May 29, 2020.
Certificates Of Deposit
|CD Terms||Minimum to Open||Interest Rate||APY*|
Rates are accurate as of May 29, 2020 and are subject to change at any time. A penalty may be imposed for early withdrawal. Annual percentage yields are based upon quarterly compounding. The minimum to open is the minimum balance required to obtain the APY.
|Term||Rate||Annual Percentage Yield|
|$250.00 minimum||Variable Rate Compounded Monthly|
The annual percentage yield for the Variable Rate IRA may change after the account is opened.
Fixed Rate IRAs – same as our current CD rates[table “CheckingandSavingRates” not found /]
Rates are accurate as of May 29, 2020 and are subject to change at any time.
APY = Annual Percentage Yield
Fees could reduce earnings on these accounts. Annual percentage yields are based upon quarterly compounding for passbook savings; monthly compounding for Money Market and Interest Bearing Checking Accounts.
There is no minimum balance required to obtain the APY.