Current Rates

Home Loans

Please contact your loan officer or a local banking center for the most current rate information.  For phone numbers to our banking centers, visit here.

 

Vehicle Loans

New Vehicles

 Term Rate APR* Monthly Payment
 48 months or less 4.000% 4.165% $338.66
 60 months 4.250% 4.384% $277.92

*APR=Annual Percentage Rate. The above APR’s and payments are based on a $15,000 loan example and may be different based on your loan amount and term. Cars and pick-up trucks require 10% down payment.

 

Used Vehicles

Year Term Rate APR* Monthly Payment
2017-2018 48 months or less 4.500% 4.750% $228.02
2015-2016 36 months maximum 5.250% 5.579% $300.80
2014 30-36 months maximum 5.500% 5.888% $357.49
2013 or older 24 months maximum 6.000% 6.479% $443.14

*APR=Annual Percentage Rate. The above APR’s and payments are based on a $10,000 loan example and may be different based on your loan amount, term and model year. Used vehicle loans require 20% down payment.

Rates are accurate as of March 13, 2020.

 

Certificates Of Deposit

CD TermsMinimum to OpenInterest RateAPY*
** Special**
17 Months

$2,500

1.65%

1.66%
3 Months$1,0000.15%0.15%
6 Months$1,0000.25%0.25%
12 Months$1,0000.35%0.35%
15 Months$10,0000.50%0.50%
24 Months$1,0000.60%0.60%
34 Months$10,0001.00%1.00%
36 Months$1,0000.85%0.85%
48 Months$1,0001.20%1.21%
60 Months$1,0001.45%1.46%

Rates are accurate as of March 13, 2020 and are subject to change at any time. A penalty may be imposed for early withdrawal. Annual percentage yields are based upon quarterly compounding.  The minimum to open is the minimum balance required to obtain the APY.

IRA Rates

Term Rate Annual Percentage Yield
 18-Month IRA 2.25% 2.27%
 $250.00 minimum Variable Rate Compounded Monthly
 Effective 3-01-2020

The annual percentage yield for the Variable Rate IRA may change after the account is opened.

Fixed Rate IRAs – same as our current CD rates

Checking and Savings Rates

Account Type Interest RateAnnual Percentage YieldMinimum Opening Requirement
Checking Accounts
Check Plus Checking $25.00
$0 - $1,999.99 0.10% 0.10%
$2,000.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $74,999.99 0.30% 0.30%
$75,000 + 0.30% 0.30%
Classic 55 Checking$100.00
$0 - $49,999.99 0.30% 0.30%
$50,000+ 0.30% 0.30%
FNB Business Check Plus0.20%0.20%$100.00
FNB Non-Personal Check Plus0.20%0.20%$100.00
FNB Premier MMA $1,000.00
$0 - $9,999.99 0.20% 0.20%
$10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.30% 0.30%
$50,000.00 - $99,999.99 0.35% 0.35%
$100,000 + 0.35% 0.35%
Savings Accounts
FNB First Savings 0.30% 0.30%$50.00
Health Savings Account 0.30% 0.30%$50.00

Rates are accurate as of March 13, 2020 and are subject to change at any time.

APY = Annual Percentage Yield

Fees could reduce earnings on these accounts. Annual percentage yields are based upon quarterly compounding for passbook savings; monthly compounding for Money Market and Interest Bearing Checking Accounts.

There is no minimum balance required to obtain the APY.