We have an easy way for you to safely grow your money! Put your money into a CD and save for the future. Special rates are for a limited time only - Act now because there's no telling when this great deal will end. Ask Us About It Today! We have an easy way for you to safely grow your money! Put your money into a CD and save for the future. Special rates are for a limited time only - Act now because there's no telling when this great deal will end. Ask Us About It Today!
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BANKS NEVER ASK THAT

A simple way to bank

First National Bank of Waterloo makes applying for a loan or new account quick and easy!

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Competitive Rates

Our rates compare favorably to give you the most bang for your buck.

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Convenience

We have 16 banking centers in southern Illinois and convenient ATM locations in all the communities we serve.

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Banks Never Ask That

Every day, thousands of people fall for fraudulent emails, texts and calls from scammers pretending to be a bank.

Check out their website so you can learn how to stop scammers and keep your money safe!

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THREE THINGS WE DO BEST

PERSONAL CARE

Our team consists of real people who answer our phones. We believe that through excellent customer service, we can build a relationship that lasts.

COMMUNITY COMMITMENT

We believe a community bank should be a pillar of strength in the community it serves. We have always been committed to serving our communities for over 105 years.

PRODUCTS

We offer a variety of products and services to help our customers achieve their dreams. And we are here to help every step of the way.

Here's what our clients say about us!