Letter from the President

Welcome to First National Bank of Waterloo! We are a full-service community bank committed to making a difference. As president of First National Bank of Waterloo, I invite you to experience the difference, experience the service and dedication of our staff. It is our goal to provide all of our customers with first class service; service that will exceed your expectations.

We know there are many choices for banking services. We believe that our products are tailored to the needs of our customers. Our customers consistently give us high marks for service excellence. We are committed to our communities and to improving the quality of life all around us. Our interest is you and, therefore, I believe there is only one choice for your banking needs – First National Bank of Waterloo.

I invite you to give us a try. I am confident you will experience the difference and realize that First National Bank of Waterloo is your financial partner. In fact, I personally guarantee your satisfaction.

Thanks for visiting.

Gary D. Hemmer

President and CEO

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