APPLICATIONS
RATES
LOCATIONS
BANKS NEVER ASK THAT

A simple way to bank

First National Bank of Waterloo makes applying for a loan or new account quick and easy!

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Competitive Rates

Our rates compare favorably to give you the most bang for your buck.

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Convenience

We have 13 banking centers in southern Illinois and convenient ATM locations in all the communities we serve.

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Banks Never Ask That

Every day, thousands of people fall for fraudulent emails, texts and calls from scammers pretending to be a bank.

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THREE THINGS WE DO BEST

PERSONAL CARE

Our team consists of real people who answer our phones. We believe that through excellent customer service, we can build a relationship that lasts.

COMMUNITY COMMITMENT

We believe a community bank should be a pillar of strength in the community it serves. We have always been committed to serving our communities for over 105 years.

PRODUCTS

We offer a variety of products and services to help our customers achieve their dreams. And we are here to help every step of the way.

Here's what our clients say about us!