CDs and IRAs




Certificate of Deposit

Our Certificate of Deposit is a fantastic and easy way to grow your money while keeping it safe. At First National Bank of Waterloo you can select from a variety of flexible terms and rates that best meet your savings goals. Start yours today!

  • FDIC insured
  • Competitive interest rates
  • Interest compounded quarterly
  • Interest rate is secured for the life of the term
  • $1,000 to open
  • Maturities range in terms from 3 months to 5 years
Apply Today

Individual Retirement Account

No one can see what the future holds…but rest assured, you are building a bright future with an IRA at First National Bank.

Please visit the IRS Website for additional details to help you choose which IRA is right for you or contact any of our Financial Service Representatives, who will be happy to answer your questions. Consult your tax advisor for information on which type of IRA is right for you.

  • Competitive interest rates
  • Traditional, Roth and SEP available
  • Fixed and variable rates
  • FDIC insured up to $250,000
  • $250 minimum balance is required to obtain the APY
Apply Today