Effingham, IL Banking Center
First National Bank of Waterloo has been a lending leader in southern Illinois communities since 1912. Our team of experts helps businesses flourish and residents’ dreams come true through our many lending solutions. As a community bank, that’s our goal, and our customer-focused approach has set a standard for banking in the area.
Our Effingham Banking Center is located at 210 East Fayette. It provides all of the services you would expect from a community bank. An ATM is also located at the banking center for your convenience.
Visit us in person to experience firsthand what a hometown bank is all about. Or, call us at 217.342.3200. We are here to help with any of your banking needs.
Lobby Hours
9:00am – 4:00pm – Monday to Friday
Closed – Saturday
Drive-Up Hours
8:30am – 5:00pm – Monday to Friday
Closed – Saturday
