First Time Homebuyer Landing Page
First-Time Homebuyers, we’re here for you.
If you’re ready to buy your first home, we’re ready to help you make it happen. Not only do we have decades of experience with buyers just like you, we have loans tailor-made for buying your first home! A first-time homebuyer loan from First National Bank of Waterloo – think lower down payment options, easier credit requirements, and the guidance of a seasoned expert.
With a First-Time Homebuyer Mortgage from FNBW, you can enjoy:
Special features
When you choose a First-Time Homebuyer mortgage, you could unlock lower down payment options and easier credit requirements.
Local mortgage professionals
Our mortgage team knows the local market, and they’re empowered to make fast decisions to help you become a homeowner as efficiently as possible.
Easy online application
Apply in as little as 20 minutes with our easy-to-navigate application that can be filled out on desktop or mobile.
Competitive rates
Check out our current rates or contact a Mortgage Professional today to learn about the great rates you might qualify for.
Local holding and servicing of your loan
Unlike bigger banks, we keep our mortgages in-house, so you’ll always get personal, knowledgeable, local assistance with your loan.
Is building sounding better?
If you haven’t found your dream home on the market yet, don’t sweat it! A construction loan allows you to build your dream home from the ground up. When you do it with FNBW, you’ll enjoy the same local service and competitive rates.
We don’t just offer loans, we build relationships.
We’ve been at this for 110 years and our favorite part has been creating relationships with you and seeing your continued success. That’s why we invest in our communities, give back wherever we can and pride ourselves on turning applicants into homeowners.
We’ll take this journey step-by-step whenever you’re ready
