Checking Landing Page
The right financial tool for the job.
Your goals are unique — so, choosing the checking account that helps you reach them is important. FNBW has the one for you.
To get started, EVERY FNBW checking account features:
- Free Online Banking with BillPay
- MoneyPass Network ATMs
- Free FNBW ATMs
- Free Mastermoney Debit/ATM card
- Free Mobile Banking
- Choose FREE FNBW EZsave, where every debit card transaction is rounded up to the nearest dollar and the change is transferred into your savings account daily
- Free Dial-A-Bank 24-hour banking
We have several checking accounts to choose from, so you’ll experience checking that’s built for your needs and success.
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Check Plus Account
The Check Plus Account provides great benefits that go far beyond a checking account:
- Earn a competitive rate of interest on your checking account balance
- Protect your valuables with a 50% discounted annual fee on a fire-resistant Safe Deposit Box
- Bonuses on CDs and Savings accounts
- Discounts on Personal Loans
- $25.00 minimum to open, no minimum daily balance required
- Free personalized club checks and Free Official Checks
- Unlimited check writing
- Low monthly membership of $7.00
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FNB Classic 55 Club
Take advantage of this checking account, featuring a special package of financial benefits and social activities EXCLUSIVELY for customers age 55 and better!
- Interest-bearing checking
- Fun group trips and outings
- Social events and educational seminars
- Discounted rate on Personal and Installment Loans
- Free Official Checks/ free personalized club checks (or 50% off other styles)
- Free Notary service
- $10.00 discount on Safe Deposit Box rental
- No monthly service charge with a $100.00 daily minimum balance*
- $100.00 minimum to open
- Unlimited check writing
- Bi-monthly newsletter
*$5.00 service charge if balance falls below $100.00 daily minimum balance.
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E-Free Account
When you’re comfortable with less paper—and no fees:
- No monthly fee
- $25.00 minimum to open, no minimum daily balance required
- Unlimited check writing
- Free e-statements
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Connections Account
If you want to take advantage of other bank benefits, but don’t want to pay a fee, this could be the perfect account for you:
- No minimum balance
- One free box of personalized Connect checks per year
- 25% discount on annual safe deposit box fee
- $25.00 minimum to open
- Unlimited check writing
- Waived monthly fee of $5.00 if criteria is met*
*Waived if Connections criteria is met each statement cycle: $10,000 in deposits, $25,000 in loans, or $15,000 in deposits and loans combined at First National Bank of Waterloo.
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Make the Right Move
Switching to First National Bank of Waterloo is simple.
Download and complete our Switch Kit.
Got a question that just can’t wait? You can always call 618-939-6194 or email us.


