LP 37785 – Commercial Lending

Local. Just like you.
Our lending team understand your needs.
- Competitive rates
- Flexible fixed-rate options
- In-house loan decisions and processing
- Local loan servicing
We’re committed to helping businesses in our community grow and succeed.
With a suite of Commercial Lending products, we make our decisions locally, and we’ll work one-on-one with you to help you act fast when the right opportunity comes along. Our loans include:
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Commercial Line of Credit
Helps you take advantage of sudden opportunities. -
Construction Loan
When you want to build from the ground up. -
Small Business Administration (SBA) Loan
Specially designed to give well-managed but undercapitalized companies long-term financing. -
Commercial Real Estate Loans
If your business wants to buy, build or grow your real estate footprint. -
Equipment and Inventory Purchases or Financing
Help finance the capital equipment required to stay competitive and profitable. -
Letters of Credit
To ensure all conditions of our agreement are met for your business. - Learn More
Meet our Lenders
Andrew Ambrose
AVP – Business Development Manager
NMLS: 1222035
Serving Collinsville
Brian Flach
AVP – Commercial Relationship Manager
NMLS: 1203662
Serving Effingham/Stewardson
Blake Johnson
VP – Commercial Relationship Manager
NMLS: 766758
Serving Columbia/Dupo
Joshua McConachie
SVP – Commercial Relationship Manager Team Lead
NMLS: 1117805
Serving Columbia
Justin Ward
VP – Commercial Relationship Manager
Serving Swansea
Kevin Welch
VP – Commercial Relationship Manager
NMLS: 556131
Serving O’Fallon
Michelle Marhanka
AVP – Retail Relationship Manager
NMLS: 2451352
Serving St. Libory/New Athens
Phillip Kunz
SVP – Commercial Relationship Manager
NMLS: 493926
Serving St. Libory/New Athens
Robert Pickerell
VP – Commercial Relationship Manager
Serving Maryvile/Collinsville
Advantage Illinois small business program specialist
When your business succeeds, our community thrives.
Our Commercial Lending team is committed to the local community. We know the business environment, and when you see an opportunity for growth or expansion, we want to help you seize it.
We also offer a host of Cash Management, Merchant Services, Business Checking and Savings Accounts, and other services to keep your cash flowing smoothly while you focus on your business.


