Business Checking

All accounts feature a free FNB Business Debit Card, mailed or electronic statements, 24-hour telephone banking. Check out each business account below and its features!

FNB Small Business Checking

Managing a business is a challenge, no matter how big or small it is. Keeping your finances together in a Small Business Checking Account with First National Bank of Waterloo can make things simple and easy so you can concentrate on running your company.

For businesses with limited activity – check writing, deposits and deposited items under 300 per month.

• $500 minimum to open
• No monthly charge with a $500 daily minimum balance
• $15 monthly charge if balance falls below daily minimum balance
• 300 paper items processed free per month; $.15 per each additional paper item over 300

FNB Business Checking

For businesses with a higher level of account activity – check writing, deposits and deposited items over 300 each month.

• $100 minimum to open
• $15 monthly charge
• $0.15 for each paper item processed
• Earn credit for the balance maintained to offset monthly price
• Earnings credit is based on average 30-day Treasury bill rate

FNB Business Check Plus

Earn interest on your balance without sacrificing accessibility.  It’s a great way to make your money work for you, even when you are not using it.

• Free Unlimited Check Writing
• Earn interest regardless of balance
• 100 paper items processed free per month ($0.15 per each additional paper item)
• No Monthly charge with a $2,000 daily minimum balance (otherwise $15)
• $2,000 Minimum to open

FNB Non Personal Checking Account

This account is designed for low-volume businesses.

• No monthly minimum balance
• 75 paper items processed free per month ($0.15 for each additional paper item)
• $100 minimum to open

FNB Non Personal Check Plus Account

This account is designed for Sole Proprietors, Not-for-profit, Estates, Organizations, and Clubs.

• No monthly service charge with $1,000 daily minimum balance (otherwsie $10)
• 75 paper items processed free per month ($0.15 for each additional paper item)
• Earn interest regardless of account balance
• $1,000 minimum to open